Which is the best Buy now pay later company?

Quadpay is the best buy now pay later option for those who want to make large purchases without a credit check, or who want to keep their options open when making big-ticket purchases at a variety of retailers.

With Quadpay, you can finance and pay off your purchase in four installments over six weeks.

You may be subject to late fees of $5 to $10 starting after the fourth week if you miss payments, or if you make more than one payment without paying off the entire amount owed; otherwise, there are no interest charges on Quadpay loans.

Another great option for those who want to make large purchases without a credit check is Afterpay. With this service, you can use the “buy now, pay later” option on thousands of items from over 1,000 retailers (including Aeropostale and Forever 21).

Affirm is another app that offers three different repayment terms, from 12 to 48 months. With Affirm you can get loans at several retail stores and pay them back over time.

With Splitit, you can use the “buy now pay later” option on any item at thousands of online stores (including Gap) by splitting your purchase into multiple payments with a credit or debit card (that you already have).Splitit charges no fees, and doesn’t require an application or credit check.

Zebit offers the “buy now pay later” option on over 1000 online stores including Best Buy, Home Depot, Bed Bath & Beyond, and Kohl’s.

Zebit has similar terms to Quadpay, offering no interest charges or late fees if you make your payments early; otherwise there is a late fee.