I know all the sites say up to 21 days, but I know that it’s only taken 5 to 10 days in many cases, but who can help me answer this?
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It depends on the time at which IRS accepts your refund request. This is the reason why most sites ask us to wait for at least 21 days (3 weeks). However, you may get your tax refund on your Emerald Card within 2 weeks of time.