How do I withdraw large amounts from Chime?

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  1. There is no way you can withdraw large amounts from Chime at one go. Chime’s daily ATM withdrawal limit is set to $500/day. So, you cannot get more than that amount from an ATM in a day. For Over-The-Counter (OTC) withdrawals, the limit is $500/day and the same is for Cash Back at POS machines. However, I don’t know whether Chime allows its members to get money off all these instruments in one day.




    How to withdraw large amounts from Chime?

    If Chime won’t combine the amounts we withdraw from ATM, OTC, and Cash Back, then we can actually get up to $1,100 per day in cash. Let’s see how we can easily do that. To withdraw large amounts from Chime –

    1. Go to a MoneyPass/VPA ATM
    2. Withdraw $500 from your account
    3. Then, visit a bank/credit union
    4. Ask for an OTC withdrawal
    5. Get up to $500 in cash
    6. Now, visit a Walmart near you
    7. Pick something to buy
    8. Go to the self-checkout machine
    9. Opt for $100 cash back by swiping your card




    This way, you can get up to $1,100 off your Chime account with your card. However, there is no guarantee that this method works as the bank may block you from withdrawing more than $500 from your account. It may decline your OTC withdrawal transaction if you already took $500 from an ATM.

    Can we spend large amounts with a Chime card?

    Yes. We can spend large amounts with a Chime card. Chime’s daily spending limit is set to $2,500. So, you can make purchases worth $2,500 in a day using your Chime card. You can spend large amounts swiping at retail stores, for booking tickets, booking hotel rooms, rent cars, pay at gas stations, etc.

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